Key Takeaways
- Quality: Intuit’s 80.8% gross margin, 47.0% operating margin, and $5.2B in trailing free cash flow (a 6.3% FCF yield) reflect a highly profitable, conservatively financed business with debt-to-equity of just 0.33.
- Growth: Revenue grew 10.4% over the trailing twelve months, a step below its 13.9% five-year CAGR, while earnings growth of 10.7% TTM shows margins holding steady rather than expanding.
- Opportunity: At a P/E of 18.54 and trading near the lower end of its two-year range ($267.00-$785.95), the stock’s valuation and cash flow yield give the model’s Buy signal a favorable entry setup, though further downside can’t be ruled out.
Intuit Inc. (NASDAQ: INTU), the maker of TurboTax, QuickBooks, and Credit Karma, is trading at $303.91, sitting near the lower end of its two-year range between $267.00 and $785.95. This Intuit Inc. stock analysis compares that steep pullback against a still-profitable underlying business, where the scoring model’s Quality, Growth, and Opportunity pillars combine into a Buy signal despite the drawdown – StreetBriefs’ data-driven read on the numbers, not a personalized recommendation to trade. Further downside is always possible even for financially sound companies. Data reflects Yahoo Finance figures as of July 28, 2026, and may be delayed or subject to revision.
What Is Happening With the Stock Price
Shares currently trade at $303.91 within a two-year range of $267.00 to $785.95, putting the stock near the lower end of where it has traded over the past two years. That positioning reflects a substantial pullback from the high end of the range, though the available data doesn’t specify when that high was set or what drove the move. With the stock this far below its two-year ceiling, sentiment appears to have turned cautious, even though the underlying financial metrics haven’t deteriorated to match, as the next sections show.
Quality: Is This a Financially Sound Business?
This Intuit Inc. stock analysis finds a business with some of the stronger quality metrics in its peer set. Gross margin stands at 80.8%, while an operating margin of 47.0% and net profit margin of 21.9% show the company converting revenue into earnings efficiently. Cash generation backs that up: free cash flow of $5.2B against revenue of $20.9B, a free cash flow yield of 6.3%. The balance sheet is conservative, with a debt-to-equity ratio of 0.33 and a current ratio of 1.45 (quick ratio 0.62, reflecting some reliance on receivables and other current assets beyond cash). Capital efficiency is strong too: return on equity of 22.5% and return on assets of 9.5%. Combined, these push the Quality score to 83/100.
Growth: Does This Company Have Real Upside?
Revenue growth has been durable: 10.4% on a trailing-twelve-month (TTM) basis against a 13.9% five-year compound annual growth rate (CAGR), meaning the recent pace is a bit below the longer-term trend rather than accelerating. Earnings growth of 10.7% TTM roughly tracks revenue, suggesting margins are holding rather than expanding or eroding. At an EV/Revenue multiple of 3.88, the market isn’t pricing in aggressive growth assumptions, which – given the still-elevated 80%+ gross margin – leaves the Growth score of 66/100 looking durable-but-moderating rather than a red flag.
Opportunity: Is Now a Good Time to Enter?
At a P/E ratio of 18.54 and EV/EBITDA of 12.66, Intuit trades at multiples that look reasonable for a business with this level of profitability, especially set against a price near the lower end of its two-year range. Price-to-book of 4.04 is not cheap in absolute terms, but the 6.3% free cash flow yield offers a valuation anchor beyond earnings-based multiples. The combination of a depressed price position and steady fundamentals pushes the Opportunity score to 71/100 – the model reading current levels as a plausible entry point for further research, not a guarantee of a rebound.
Intuit Inc. Stock Analysis: The Bottom Line
Across Quality (83/100), Growth (66/100), and Opportunity (71/100), this Intuit Inc. stock analysis lands on a combined Recommendation score of 73/100 – a Buy signal from StreetBriefs’ quantitative scoring model. That reflects a profitable, conservatively financed business trading well below the top of its two-year range, with cash flow and margins that haven’t shown deterioration to match the stock’s discount. The read isn’t without risk: growth has moderated from its five-year trend, and a stock already down sharply from its two-year high can fall further if the market’s caution proves justified. This Buy label is StreetBriefs’ quantitative scoring signal – a data-driven starting point for further research, not a personalized recommendation to buy or sell. Investors should conduct their own due diligence and consult a licensed financial advisor before making investment decisions.
Financial Metrics Summary
| Metric | Value |
|---|---|
| Price & Valuation | |
| Current Price | $303.91 |
| 2-Year Low | $267.00 |
| 2-Year High | $785.95 |
| Market Cap | $83.13B |
| P/E Ratio | 18.54 |
| EV / Revenue | 3.88 |
| Our Scores | |
| Quality Score | 83 / 100 |
| Growth Score | 66 / 100 |
| Opportunity Score | 71 / 100 |
| Profitability | |
| Earnings Per Share | $16.39 |
| Return on Assets | 9.5% |
| Return on Equity | 22.5% |
| Net Profit Margin | 21.9% |
| Gross Margin | 80.8% |
| Operating Margin | 47.0% |
| Growth | |
| Revenue Growth (5Y CAGR) | 13.9% |
| Revenue Growth (TTM) | 10.4% |
| Earnings Growth (TTM) | 10.7% |
| Balance Sheet | |
| Debt-to-Equity | 0.33 |
| Current Ratio | 1.45 |
| Quick Ratio | 0.62 |
| Income & Dividends | |
| Dividend Yield | 1.6% |
| Payout Ratio | 28.3% |
Data as of July 28, 2026
Our Three-Pillar Assessment
| Quality |
83/100 |
| Growth |
66/100 |
| Opportunity |
71/100 |
Quality measures business fundamentals: profitability, cash flow discipline, and balance sheet strength.
Growth captures revenue momentum, gross margin scalability, and the Rule of 40 efficiency test.
Opportunity signals entry timing: current valuation versus history and price position in the 2-year range.
Current price: $303.91 trading 61% below its 2-year high of $785.95.
This analysis is done using financial data from Yahoo Finance.
Always conduct your own due diligence and consult a qualified financial advisor before making investment decisions.